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Navigating Flood Risk

As another hurricane season begins in Houston, did you know we are still waiting to receive updated flood maps promised by FEMA? As a long-term resident of The Woodlands, TX, I know firsthand how this type of delay can leave homeowners and businesses uncertain about their flood risk status. Here's a brief overview of what you need to know and where to find more information. 

Let's Talk About Flood Maps

Flood maps are essential for identifying flood-prone areas in real estate. However, Houston's current maps are outdated. Initially set for release in mid-2022, FEMA pushed back the timeline by nearly two years. According to a 2023 statement to the Houston Chronicle, we're now looking at having them sometime in 2024, with some speculating it could even stretch to 2025 for those updated maps.

Implications for Homeowners

Properties in special flooding zones require flood insurance, but many buyers are not informed until late in the purchasing process. FEMA’s National Flood Insurance Program (NFIP) offers limited coverage, making additional private insurance more necessary. Amidst these challenges, Behrens Real Estate Group remains dedicated to ensuring a smooth and secure real estate transaction for our clients. We provide resources, guidance, and support to navigate the complexities of flood insurance and flood risk. From educational materials to expert advice, we're here to empower homeowners, buyers, and sellers to make informed decisions and safeguard their investments.

For more comprehensive flood information, visit HAR’s flood information page.

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